Kara Spina

© Copyright Contour Mortgage 2020

NMLS #852031

Mortgage Loan Originator

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Kara is the best! Super knowledgeable and friendly! Was by our side from start to finish for our mortgage process. She made it very easy and helped us find the perfect home within our budget and helped us save money anywhere we could. Highly recommend Kara! :) 

- rreesedunne from Montauk, NY 

It was an absolute pleasure working with Kara. She was always available and answered all our questions in detail. She made the process extremely easy. 

- affan kamal91 from Port Jefferson Station, NY 

Loan Rep, Kara Ann Spina, was exceptional going above and beyond. She made the entire loan process for my wife and I easy, smooth and quick.  Kara locked us in and within 2 weeks we were ready to close.  All of the disclosures were accurate. No surprises.  I would highly recommend Kara and Contour Mtg. 

- Martin from Oyster Bay, NY

*The information provided by Contour Mortgage calculators are for illustrative purposes only and accuracy is not guaranteed. The values and figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult with your Contour Mortgage loan officer prior to relying on the results from the calculator. This calculator is not a commitment to lend and does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for mortgages requires additional information which is not gathered through this calculator. Information such as interest rates are subject to change at any time and without notice. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only. Contour Mortgage Corporation does not guarantee any of the information obtained by any calculator.

Contour Mortgage Corporation, 990 Stewart Avenue, Suite 660, Garden City, NY 11530 - NMLS ID #34384.  Tel: 516-385-6900. This is not a commitment to lend. Rates, loan programs, fees, options and guidelines are subject to change without notice and are subject to restrictions and do not apply to all borrowers and situations. Licensed by the State Banking Department of Alabama, Bureau of Loan License#22601  Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131135 Registered with the Colorado Division of Real Estate Mortgage Company Registration #20021019833 Licensed by Connecticut Department of Banking Mortgage Correspondent Lender License #2137  Licensed by the Delaware State Bank Commissioner Delaware Licensed Lender #023503 Licensed by the District of Columbia Department of Insurance, Securities and Banking Mortgage Lender License #MLB34384 Licensed by the Florida Office of Financial Regulation Mortgage Lender License #MLD445 Licensed by the Georgia Department of Banking and Finance Georgia Residential Mortgage Licensee #21897 Licensed by the Maryland Commissioner of Financial Regulation Mortgage Lender License #11693 Licensed by the Massachusetts Division of Banks Massachusetts Mortgage Lender License #MC34384 Licensed by Minnesota Financial Institutions Division Company License #MN-MO-34384  Licensed by New Jersey Department of Banking & Insurance - Correspondent Residential Mortgage Lender License #0509639 Licensed by New Mexico Financial Institutions Division Mortgage Loan Company License #34384 Licensed by the State of New Hampshire Banking Department Company License #23038-MB   Licensed by Licensed by New York State Department of Financial Services Licensed Mortgage Banker #B500843 Licensed by North Carolina Office of the Commissioner of Banks Mortgage Lender License #L-147950 Licensed by Oregon Division of Financial Regulation Company License #ML-5784   Licensed by Pennsylvania Department of Banking and Securities Mortgage Lender License #33359 Licensed by the State of Rhode Island Department of Business Regulation Rhode Island Licensed Lender #20112752LL    Licensed by the South Carolina Board of Financial Institutions Mortgage Lender/Servicer License Licensed by the Tennessee Department of Financial Services Mortgage License #129274 Registered with the State of Texas Department of Savings and Mortgage Lending Mortgage Banker Registration Licensed by the Virginia Bureau of Financial Institutions Virginia Lender License #MC-6699  Licensed by the State of Washington Department of Financial Institutions Consumer Loan Company License #CL-34384 Licensed by the State of West Virginia Division of Financial Institutions Company Lender License #ML-38605, Broker License #MB-38604    

NMLS #34384 (www.nmlsconsumeraccess.org)

I am a highly experienced and fully licensed mortgage professional with 15+ years in the industry. I am licensed to originate mortgage loans in New York, New Jersey, Florida and Pennsylvania. Throughout my career, I have held various positions within the mortgage industry from operations management to leading a volume producing sales team. My diverse background has afforded me the opportunity to work with and learn from the best in the business.

In recent years I’ve shifted my focus to originating mortgage loans specializing in helping first time homebuyers achieve their goal of homeownership. I strive to educate my clients while also learning what’s important to them so together we can customize a mortgage that best fits their needs. Because of my extensive knowledge base and experience, I’m able to navigate clients through the mortgage process making it as stress-free as possible.

Buying or refinancing a home can be an overwhelming experience and working with the right team is crucial. It’s important to work with a mortgage professional who is not only knowledgeable but responsive, honest and whom goes above and beyond. I am available to my client’s day or night from application to closing and that’s what sets me apart from the rest.  

Whether buying or refinancing your home, let me put my years of experience to work for you.


About Contour Mortgage

Kara is the best! Super knowledgeable and friendly! Was by our side from start to finish for our mortgage process. She made it very easy and helped us find the perfect home within our budget and helped us save money anywhere we could. Highly recommend Kara! :) 

- rreesedunne from Montauk, NY 

It was an absolute pleasure working with Kara. She was always available and answered all our questions in detail. She made the process extremely easy. 

- affan kamal91 from Port Jefferson Station, NY  

Loan Rep, Kara Ann Spina, was exceptional going above and beyond. She made the entire loan process for my wife and I easy, smooth and quick.  Kara locked us in and within 2 weeks we were ready to close.  All of the disclosures were accurate. No surprises.  I would highly recommend Kara and Contour Mtg. 

- Martin from Oyster Bay, NY 

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I'm so glad you're here. I want to help you get answers.

Thank you for reaching out to me. 
I can't wait to speak with you!

Kara Spina

Mortgage Loan Originator

NMLS #852031

990 Stewart Avenue, Suite 660, Garden City, NY 11530
Branch NMLS #34384