Ronald Young

© Copyright Contour Mortgage 2020

NMLS# 1597399

Loan Officer

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*The information provided by Contour Mortgage calculators are for illustrative purposes only and accuracy is not guaranteed. The values and figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult with your Contour Mortgage loan officer prior to relying on the results from the calculator. This calculator is not a commitment to lend and does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for mortgages requires additional information which is not gathered through this calculator. Information such as interest rates are subject to change at any time and without notice. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only. Contour Mortgage Corporation does not guarantee any of the information obtained by any calculator.

Contour Mortgage Corporation, 990 Stewart Avenue, Suite 660, Garden City, NY 11530 - NMLS ID #34384.  Tel: 516-385-6900. This is not a commitment to lend. Rates, loan programs, fees, options and guidelines are subject to change without notice and are subject to restrictions and do not apply to all borrowers and situations. Licensed by the State Banking Department of Alabama, Bureau of Loan License#22601  Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131135 Registered with the Colorado Division of Real Estate Mortgage Company Registration #20021019833 Licensed by Connecticut Department of Banking Mortgage Correspondent Lender License #2137  Licensed by the Delaware State Bank Commissioner Delaware Licensed Lender #023503 Licensed by the District of Columbia Department of Insurance, Securities and Banking Mortgage Lender License #MLB34384 Licensed by the Florida Office of Financial Regulation Mortgage Lender License #MLD445 Licensed by the Georgia Department of Banking and Finance Georgia Residential Mortgage Licensee #21897 Licensed by the Maryland Commissioner of Financial Regulation Mortgage Lender License #11693 Licensed by the Massachusetts Division of Banks Massachusetts Mortgage Lender License #MC34384 Licensed by Minnesota Financial Institutions Division Company License #MN-MO-34384  Licensed by New Jersey Department of Banking & Insurance - Correspondent Residential Mortgage Lender License #0509639 Licensed by New Mexico Financial Institutions Division Mortgage Loan Company License #34384 Licensed by the State of New Hampshire Banking Department Company License #23038-MB   Licensed by Licensed by New York State Department of Financial Services Licensed Mortgage Banker #B500843 Licensed by North Carolina Office of the Commissioner of Banks Mortgage Lender License #L-147950 Licensed by Oregon Division of Financial Regulation Company License #ML-5784   Licensed by Pennsylvania Department of Banking and Securities Mortgage Lender License #33359 Licensed by the State of Rhode Island Department of Business Regulation Rhode Island Licensed Lender #20112752LL    Licensed by the South Carolina Board of Financial Institutions Mortgage Lender/Servicer License Licensed by the Tennessee Department of Financial Services Mortgage License #129274 Registered with the State of Texas Department of Savings and Mortgage Lending Mortgage Banker Registration Licensed by the Virginia Bureau of Financial Institutions Virginia Lender License #MC-6699  Licensed by the State of Washington Department of Financial Institutions Consumer Loan Company License #CL-34384 Licensed by the State of West Virginia Division of Financial Institutions Company Lender License #ML-38605, Broker License #MB-38604    

NMLS #34384 (www.nmlsconsumeraccess.org)

Purchasing a home is a the largest emotional financial endeavor you will undertake other than a running a business; however, it can also be extremely rewarding if you receive the right guidance. My objective is to always be a reliable and informative resource for all my clients, whether they are first-time or experienced home buyers. My relationship with my clients does not necessarily end after a loan is secured. A major part of my success has been the constant chain of referrals I am able to accumulate and build on with additions from each of my clients. Therefore, I aim to keep the relationship going for any financial needs my clients may have in the future as well.I take the time to carefully review your loan application to select which options will help you meet your long-term and short-term financial goals. My experience has taught me that every prospective clients’ needs are different. As a result, I pride myself on making sure the client fully understands all their options and which will suit them best.I am always available to answer your questions and address any of your concerns. Never hesitate to contact me. Whether it is to achieve the foundation to the American Dream, buying an investment property or moving into your dream home, I am always available at your convenience. Set up a consultation today! 

About Contour Mortgage

My whole experience with Joe was great. This is the second time I’ve taken out a mortgage and the quality of work, efficiency, communication, level of care is above and beyond what I first experienced. I would highly recommend Joe O’Connell for those in need of home financing. I’m glad I used Joe and he made the process very painless and eased the stress of such a large purchase.   

- Kevin H.

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I'm so glad you're here. I want to help you get answers.

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I can't wait to speak with you!

Joe is out guy! He is friendly and easy to talk to. He is always accessible for any questions or concerns. Joe makes a possibly overwhelming experience as stress free as can be.   

- Zachary D.

My whole experience with Joe was great. This is the second time I’ve taken out a mortgage and the the quality of work, efficiency, communication, level of care is above and beyond what I first experienced. I would highly recommend Joe O’Connell for those in need of home financing. I’m glad I used Joe and he made the process very painless and eased the stress of such a large purchase.  

- Kevin H.

Joe is out guy! He is friendly and easy to talk to. He is always accessible for any questions or concerns. Joe makes a possibly overwhelming experience as stress free as can be.   

- Zachary D. 

Joe was very responsive and helpful answering all our questions.  By far - the least stressful mortgage/refi experience I've ever had....no stress at all.   

- Veronica O.

Joe was very responsive and helpful answering all our questions.   By far - the least stressful mortgage/refi experience I've ever had.....no stress at all.   

- Veronica O.

Ronald Young

Loan Officer

NMLS# 1597399