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*The information provided by Contour Mortgage calculators are for illustrative purposes only and accuracy is not guaranteed. The values and figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult with your Contour Mortgage loan officer prior to relying on the results from the calculator. This calculator is not a commitment to lend and does not have the ability to pre-qualify you for any mortgage or loan program. Qualification for mortgages requires additional information which is not gathered through this calculator. Information such as interest rates are subject to change at any time and without notice. All information such as interest rates, taxes, insurance, monthly mortgage payments, etc. are estimates and should be used for comparison only. Contour Mortgage Corporation does not guarantee any of the information obtained by any calculator.

Contour Mortgage Corporation, 990 Stewart Avenue, Suite 660, Garden City, NY 11530 - NMLS ID #34384.  Tel: 516-385-6900. This is not a commitment to lend. Rates, loan programs, fees, options and guidelines are subject to change without notice and are subject to restrictions and do not apply to all borrowers and situations. Licensed by the State Banking Department of Alabama, Bureau of Loan License#22601  Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131135 Registered with the Colorado Division of Real Estate Mortgage Company Registration #20021019833 Licensed by Connecticut Department of Banking Mortgage Correspondent Lender License #2137  Licensed by the Delaware State Bank Commissioner Delaware Licensed Lender #023503 Licensed by the District of Columbia Department of Insurance, Securities and Banking Mortgage Lender License #MLB34384 Licensed by the Florida Office of Financial Regulation Mortgage Lender License #MLD445 Licensed by the Georgia Department of Banking and Finance Georgia Residential Mortgage Licensee #21897 Licensed by the Maryland Commissioner of Financial Regulation Mortgage Lender License #11693 Licensed by the Massachusetts Division of Banks Massachusetts Mortgage Lender License #MC34384 Licensed by Minnesota Financial Institutions Division Company License #MN-MO-34384  Licensed by New Jersey Department of Banking & Insurance - Correspondent Residential Mortgage Lender License #0509639 Licensed by New Mexico Financial Institutions Division Mortgage Loan Company License #34384 Licensed by the State of New Hampshire Banking Department Company License #23038-MB   Licensed by Licensed by New York State Department of Financial Services Licensed Mortgage Banker #B500843 Licensed by North Carolina Office of the Commissioner of Banks Mortgage Lender License #L-147950 Licensed by Oregon Division of Financial Regulation Company License #ML-5784   Licensed by Pennsylvania Department of Banking and Securities Mortgage Lender License #33359 Licensed by the State of Rhode Island Department of Business Regulation Rhode Island Licensed Lender #20112752LL    Licensed by the South Carolina Board of Financial Institutions Mortgage Lender/Servicer License Licensed by the Tennessee Department of Financial Services Mortgage License #129274 Registered with the State of Texas Department of Savings and Mortgage Lending Mortgage Banker Registration Licensed by the Virginia Bureau of Financial Institutions Virginia Lender License #MC-6699  Licensed by the State of Washington Department of Financial Institutions Consumer Loan Company License #CL-34384 Licensed by the State of West Virginia Division of Financial Institutions Company Lender License #ML-38605, Broker License #MB-38604    

NMLS #34384 (www.nmlsconsumeraccess.org)

Fall in love with a new home or back in love with your existing home with a Mortgage Refinance! Here are 3 reasons why you should speak to a loan officer before selling or purchasing a home.

1. Find out how much home you can afford.
    
2. Be fully prepared to put in offers when you do find a home with a Contour Mortgage SecureBuy Commitment.
   
   
3. If you are thinking of selling, staying in your current home and refinancing might be more suitable for your situation.

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3 Reasons to Speak to a Loan Officer Before Buying or Selling a Home

Get To Know Us

Contour Mortgage is a multi-state, full-service mortgage lender serving consumers with their home purchase, refinance, and renovation financing needs. In operation since 1993, Contour Mortgage has thrived by retaining its entrepreneurial spirit and leading the market in innovation, and most importantly, our customer service. 

We offer a wide range of residential home loan programs to meet the needs of most home buyers and homeowners. Our licensed and continually educated mortgage origination and operation teams have successfully guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership! We want to do the same for you.

We understand how significant the right home financing is for your future, and how complex it can be. We’ve simplified that process with easy to use systems and friendly service. It’s all about home. It’s all about you. Let’s begin. 

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A Fresh Start to Your Journey In Home ownership

With over 2,500 certified reviews, and more than 450 five-star Google reviews, it's no wonder why we've been voted as the Best Mortgage Company on Long Island for years. 

What is financial wellness? It’s all about your relationship with money. Financial wellness refers to an individual’s overall financial health. Here are ten ways to promote a healthier financial lifestyle:

1. Set and commit to a budget. You need to know what you’re spending money on and how you can do it wisely. A budget gives you the control and freedom over your finances because you know what you need for expenses what you have left to enjoy.
   
   
2. Have an emergency fund. Ideally set aside 3–6 months of expenses, but that’s not realistic for many of us, especially given our current economic obstacles. Therefor saving just one month of expenses is easier to do yet still makes a big difference.
   
   
3. Save money consistently. Get in the habit of “mindlessly” setting aside a modest amount of money. Set up an automatic monthly withdrawal from your checking to savings. You won’t have to think about, yet it adds up handsomely over time.
   
   
4. Save now for education with a 529 Plan. Whether you have young children now or plan to in the future, opening a 529 savings plan is a smart move. You’ll grow your money tax-free, and help pay future tuition costs.
   
   
5. Pay off debts in small bites. If you’re facing a mountain of debt, pay off the little ones first. Taking care of smaller bills like department store credit cards can give you the confidence to tackle larger balances.
   
   
6. Track the due date of your bills. Add the due date of each bill to your calendar. This will not only help ensure you never miss a payment; it helps you plan for these expenses in the weeks ahead.
   
   
7. Set up alerts in your checking account. No one likes to pay overdraft fees on their checking account. That’s why many financial institutions like Addition Financial let you set account alerts for when your balance is getting low so you can take steps to avoid added charges.
   
   
8. Create a plan. Put together a monthly expense report and develop a budget. Knowing where money goes can help you set parameters for living expenses, bills, savings, and discretionary spending.
   
   
9. Check your credit report yearly. Get in the habit of checking your credit score and credit report on an annual basis to make sure it’s error-free.
   
   
10. Build financial literacy. Stocks, bonds, CDs, college funds, tax deductions, interest rates — there is a lot to learn about finances. Know what assets you have, where they’re located, and what financial options are available to ensure a strong financial future.

10 Tips For Financial Wellness